Local

June 15, 2012

Legal Assistance Tip of the Week: Car buying

by Capt. Nicholas Reyes
AFFTC Judge Advocate

A car purchase is a major event in your life, both financially and emotionally.

As such, it is important to research the type of car you want very thoroughly and not make impulsive decisions that could later come back to haunt you. Under no circumstances should you simply walk into a dealership and purchase a car that same day. This article will highlight a few practices to follow in order to protect yourself as well as save money on your car purchase.

 

The art of negotiation

Car salesmen are very good at telling you what you want to hear and trying to pressure you to purchase a car.

When you go to the dealership, don’t tell the salesperson what you want your monthly payments to be right away.

This will be difficult, because that is exactly what they’re going to ask you. Be vague and negotiate off of the actual price of the car. You should know what you can afford in terms of monthly payments; however, there is no need to divulge that information right away.

In terms of credit checks, you should always know your own credit score. In my experience, salesmen would tell me that my credit was worse than it actually was, and then “do me a favor” by somehow getting me a better credit rating for the loan. That’s not to say this is typical, but just make sure you know your credit and where you stand.

The best thing you can possibly do when shopping for a car is to get car dealerships to bid against each other.

The easiest way to do this is to visit multiple dealerships and look at the same/similar car. Tell the salesman what the other dealership is charging and ask them to beat that price. The more dealerships you can involve, the better prices you will get (of course, this is based on what you can handle). Continue with this cycle until you get the dealership refusing to budge and then simply pick the best price that you have. Car salesmen will try and make you feel bad for doing this, but in the end, you are perfectly entitled to do this and it will save you a great deal of money. Understand the time commitment though, this process can take a couple of weeks of negotiating and test driving cars.

 

Used cars

The process above can be applied to used cars as well.

The biggest thing to remember on a used car is to make sure that you get the car inspected by a trusted, independent mechanic, preferably before you purchase it.

Most states have lemon laws that allow you to return the car after a certain number of days. In California, you have the option to purchase a two-day cancellation contract, which allows you to return the car within two days to the dealer for any reason.

 

Final tips

When purchasing a car, ask to look at the contract you’re signing. You should bring the contract to an attorney, either here at the legal office or your own, to make sure that the contract is fair and to clarify any terms that you might not understand. Do NOT purchase a car on the same day that you go into a dealership. Dealerships will try and pressure you to make the deal on that same day. Make sure that you have a number of different options, that way you can be flexible and won’t feel the pressure to make the purchase at the dealership. Car buying can be a harrowing experience, but if you do your research and come into the dealership well-informed, you should be able to get a good deal and take a lot of the pressure off.

 

For more information, contact the Base Legal Office at (661) 277-4310. Legal assistance attorneys are available 10-11 a.m., Monday, Wednesday and Friday, and 3-4 p.m., Tuesday and Thursday. Paralegals can provide power of attorney and notary services 8 a.m.-4 p.m., Monday through Thursday, and 8 a.m.-1 p.m., Friday.




All of this week's top headlines to your email every Friday.


 
 

 

News Briefs September 26, 2014

Varicella vaccine available The 412th Medical Group Immunization Clinic now has the Varicella vaccine available for children 12 months and older who are TRICARE beneficiaries. The clinic is open 7:30 a.m.-4:30 p.m., Monday, Tuesday, Thursday and Friday; and noon-4:30 p.m., Wednesdays. For questions or concerns, call the clinic at 661-277-3427.  Blood drive The next American...
 
 
road-closure

Road closure in support of new bulk fuel storage construction

Beginning Oct. 6, barriers will be set across the intersection of S. Muroc Dr. and Wolfe Ave., and also across S. Muroc Drive and Sellar Ave. The closure is necessary to install a new eight-inch fuel line across South Muroc. Tr...
 
 
aafes-retirees

Edwards Exchange honors military retirees

To pay tribute to military veterans’ enduring sacrifices, the Edwards Air Force Base Exchange will salute America’s 2.4 million military retirees with “Still Serving” events, a week of special savings a...
 

 

Motorcycle Advanced Rider Course

A Motorcycle Advanced Rider Course has been scheduled for 6:30 a.m., Sept. 30 in Bldg. 2453 (Education Office).  Military and DOD civilians may register for this course. Registration is on a first-come-first-served basis and military will be given priority when registration approval takes place.  You will receive a confirmation email when you are approved.  Per...
 
 

Pearblossom Highway (SR-138) pavement rehabilitation, pedestrian upgrade project

PALMDALE, Calif. - The California Department of Transportation will repave SR-138 daily Monday through Friday from 6:30 a.m. to 3 p.m. between 165th Street East and Avenue S. Work will take place at (Llano) 165th Street East to Longview Road, (Sun Village) 116th Street East to 96th Street East and (Littlerock) 77th Street East to Avenue S....
 
 
Air Force photograph by Dawn Waldman

Team Shadow’s hard work, dedication, keeps Edwards aircraft in the air

Air Force photograph by Dawn Waldman 412th Aircraft Maintenance Squadron Shadow Team members work to recover an F-16 following a U.S. Air Force Test Pilot School familiarization flight for a U.S. Navy test pilot.   Like th...
 




0 Comments


Be the first to comment!


Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>