Commentary

June 8, 2012

In Bookstores

Fly Over: ‘Total Money Makeover’

by Airman 1st Class Kate Vaughn

As an airman 1st class who hasn’t hit her two-year mark yet, I think it’s safe to say I can take all the financial advice I can get.

I’ll admit that, but I find it difficult, okay, annoying, to listen to advice from my parents or friends.

What do they know, right? Well, after running into more than a few money problems, I finally decided to heed the advice of a friend and pick up Dave Ramsey’s “The Total Money Makeover.” And boy, was I in desperate need of a makeover.

From savings accounts to the myths of acquiring debt, Ramsey covers all the bases when it comes to money.

He starts in one place: the mirror. His blunt delivery style can take a minute to get used to, but can be just what some of us need to break our questionable financial habits.

Chapter 6, “Save $1,000 Fast: Walk Before You Run” stuck out to me the most.

A thousand dollars may as well have been a million dollars to me, but his views on saving made the mountain seem a lot smaller.

The best part of the book? It’s not sophisticated or complicated.

It’s not another hot-shot hedge fund guru or CNBC financial analyst telling you how easy it is to get your ducks in a row.

It’s a normal guy who is where he is today by using common sense and sacrifice.

Scattered throughout the book are countless inspirational stories from people who have made it out of just about any horrible financial situation thinkable. It was encouraging and reassuring to know that if I could just change the way I looked at money, I could start the road to a more financially fit life.

Humorous, yet insightful lines were scattered throughout the book.

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”

“When it comes to money, we can be like the toddler in a soiled diaper.

“I know it smells bad, but it’s warm and it’s mine.”

These words gave me a realistic, yet reassuring approach to my bank account.

Just reading it, however, isn’t all this book offers. Budgeting worksheets and other financial tools can be found in the back of the book. Plus, for just a few bucks more, you can purchase the “Total Money Makeover Journal” and the “Total Money Makeover Workbook.” Lining up my progress right alongside Ramsey’s advice truly allowed me to see exactly what I was doing right and wrong.

Whether you’re looking to get out of debt, save more money, or even just make wiser investment decisions, this book has everything you need to, “Live like no one else.”



About the Author

Kate Vaughn
Kate Vaughn
Kate Vaughn is a full time radio and television broadcast producer and fan of self-help books and historical biographies. Some of her favorite writers include David McCullough, author of "1776" and "John Adams," as well as columnists George Will and David Brooks. Her favorite movies include "Game Change" and "The Dark Knight."


All of this week's top headlines to your email every Friday.


 
 

 
Senior Airman
JAMES HENSLEY

F-35 pilot training underway

Senior AirmanJAMES HENSLEY Travis Byrom, Lockheed Martin instructor pilot, briefs students in the first F-35 Lightning II training course before the start of class May 5 at Luke Air Force Base. The students are Lt. Col. Sean Ho...
 
 

Everything I need to know about leadership, I learned …

I am sure you’ve heard of, or even read, Robert Fulgham’s best-selling book, “All I Really Need to Know I Learned in Kindergarten.” Fulgham’s text resonates with many for the simplicity with which he describes “how to be a person.” Leadership in the 21st century Air Force is a much discussed topic, and one can...
 
 

Which one are you?

Have you ever worked for someone you felt was impossible to deal with? How about someone who you simply tolerated? Or have you worked for someone you actually really wanted to work for? What was your work environment like, and what was the attitude of the people among the different types of bosses? Let’s be...
 

 
Senior Airman 
DEVANTE WILLIAMS

Wild Weasels reunite

Senior AirmanDEVANTE WILLIAMS The Wild Weasels gather for a group photo during their reunion May 1 at Luke Air Force Base. The Wild Weasels were formed during the early days of the Vietnam War. Their mission was to seek out and...
 
 

News Briefs May 15, 2015

Leadership Gold Members of the Profession of Arms Center of Excellence are visiitng Luke to present Dr. John Maxwell’s Leadership Gold, which grows leaders and fosters teamwork, at 9 a.m. to 4 p.m. June 2 in the Navy Operational Support Center, Bldg. 300, Room 412. Open to civilians and all ranks of enlisted and officers....
 
 

AF announces senior selects

The following master sergeants have been selected for promotion to senior master sergeant: 61st Fighter Squadron Heather Hefner 56th Maintenance Group Christian Brandon 56th Equipment Maintenance Squadron Paul Branstetter and Brian Leonard 56th Aircraft Maintenance Squadron Andres Vasquez 308th Aircraft Maintenance Unit William Jennings 310th AMU John Taylor 56th Civil Engineer Squadron Tommy C...
 




0 Comments


Be the first to comment!


Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>


Directory powered by Business Directory Plugin