Commentary

June 8, 2012

In Bookstores

Fly Over: ‘Total Money Makeover’

by Airman 1st Class Kate Vaughn

As an airman 1st class who hasn’t hit her two-year mark yet, I think it’s safe to say I can take all the financial advice I can get.

I’ll admit that, but I find it difficult, okay, annoying, to listen to advice from my parents or friends.

What do they know, right? Well, after running into more than a few money problems, I finally decided to heed the advice of a friend and pick up Dave Ramsey’s “The Total Money Makeover.” And boy, was I in desperate need of a makeover.

From savings accounts to the myths of acquiring debt, Ramsey covers all the bases when it comes to money.

He starts in one place: the mirror. His blunt delivery style can take a minute to get used to, but can be just what some of us need to break our questionable financial habits.

Chapter 6, “Save $1,000 Fast: Walk Before You Run” stuck out to me the most.

A thousand dollars may as well have been a million dollars to me, but his views on saving made the mountain seem a lot smaller.

The best part of the book? It’s not sophisticated or complicated.

It’s not another hot-shot hedge fund guru or CNBC financial analyst telling you how easy it is to get your ducks in a row.

It’s a normal guy who is where he is today by using common sense and sacrifice.

Scattered throughout the book are countless inspirational stories from people who have made it out of just about any horrible financial situation thinkable. It was encouraging and reassuring to know that if I could just change the way I looked at money, I could start the road to a more financially fit life.

Humorous, yet insightful lines were scattered throughout the book.

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”

“When it comes to money, we can be like the toddler in a soiled diaper.

“I know it smells bad, but it’s warm and it’s mine.”

These words gave me a realistic, yet reassuring approach to my bank account.

Just reading it, however, isn’t all this book offers. Budgeting worksheets and other financial tools can be found in the back of the book. Plus, for just a few bucks more, you can purchase the “Total Money Makeover Journal” and the “Total Money Makeover Workbook.” Lining up my progress right alongside Ramsey’s advice truly allowed me to see exactly what I was doing right and wrong.

Whether you’re looking to get out of debt, save more money, or even just make wiser investment decisions, this book has everything you need to, “Live like no one else.”



About the Author

Kate Vaughn
Kate Vaughn
Kate Vaughn is a full time radio and television broadcast producer and fan of self-help books and historical biographies. Some of her favorite writers include David McCullough, author of "1776" and "John Adams," as well as columnists George Will and David Brooks. Her favorite movies include "Game Change" and "The Dark Knight."


All of this week's top headlines to your email every Friday.


 
 

 

Mentoring fosters dreams, strengthens us

A few days ago while reading an online commander’s call, I came across an article dated Dec. 31, 2014, stating President Obama proclaimed the month of January 2015 National Mentoring Month. Although this topic is thoroughly discussed in our Air Force today, I felt compelled to write on its importance all the same. In a...
 
 

Have you joined the Air Force yet?

I enlisted into the Air Force in February of 1997. However, I didn’t join the Air Force until March of 1999. No, I’m not talking about the Delayed Enlistment Program. There was no doubt that after high school I would attend college. However, not having applied for any scholarships and realizing that I didn’t have...
 
 

TRICARE revises drug coverage for safety, use

WASHINGTON — Starting May 1, Express Scripts, the TRICARE pharmacy contractor, will screen all ingredients in compound drug claims to ensure they are safe and effective, and covered by TRICARE. This screening process is like the one TRICARE already uses for other prescription drugs, but it will now apply to the ingredients in compound drugs....
 

 
WHM

Chaplain’s thoughts …

  March is Women’s History Month. In honor of that I searched for some notable quotes by significant women for this article. I began my search in a rather old-school way; flipping pages in my “1001 Pearls of Spiritual ...
 
 
fo_LL

Fly Over: ‘LL COOL J’s PLATINUM WORKOUT’ and ‘Chappie′

In stores: ‘LL COOL J’s PLATINUM WORKOUT’ “Mama said, knock you out!” ~ LL Cool J LL Cool J is an award-winning hip hop artist whose songs have been heard all across the world. He has hosted the “Grammys” numerous...
 
 

Bring ‘invisible class’ into view

When I was a young boy, my father explained to me that there was dignity in work. He told me to always respect the worker regardless of how thankless or menial their job may appear to be. He said that you never know the burdens a person may be carrying, or the family members that...
 




0 Comments


Be the first to comment!


Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>


Directory powered by Business Directory Plugin