Commentary

November 22, 2013

Dollars and Sense

• Setting up an allotment to a savings account is a great way to build a money “safety net.” Just $50 a month will accrue $600 in a year, enough to cover next year’s holiday gifts or that emergency car repair. Log onto myPay website at https://mypay.dfas.mil/mypay.aspx and enter the financial institution’s routing transit number, your account number, the account type (checking or savings) and the amount. It’s that easy.

• Planning and active financial involvement is necessary to maximize your Thrift Savings Program contributions. The 2013 elective deferral limit of $17,500 applies to the combined total of traditional and Roth contributions. For most employees, the contribution deadline is Dec. 31.

• If you are a FERS employee and your contributions reach the IRS limit before the last pay date of the year, you will not receive all of the matching contributions to which you would otherwise be entitled. For more information, go to the TSP website at www.tsp.gov.

Coyote quote: “I’m not ignoring you; I’m allowing you to succeed without supervision.”

 




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