Commentary

July 18, 2014

Dollars and Sense

56th CPTS

Many entry-level jobs are characterized by significantly low wages and unpredictable schedules. If you find yourself in this type of scenario, savings, second jobs, affordable loans and child care are all but impossible to arrange.

Inescapable poverty changes the way we think about money and time, as short-term concerns glare so blindly that it’s almost impossible to make long-term plans. As a result, when you feel like you don’t have enough money, money appears to be more expensive. Turning to pawn shops, check cashing services, and using payday loans to meet basic financial needs can be costly. Fees and interest alone is $89 billion a year for using these types of alternative financial services.

To break this financially challenging cycle and develop a “money” healthy future, schedule an appointment with a financial counselor at the 56th Force Support Squadron Airman and Family Readiness Center or find additional resources with the 56th Comptroller Squadron Customer Service at 623-856-7028.

Coyote quote: “Two thirds of Americans can’t do fractions. The other half just don’t care.”




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