Commentary

June 21, 2013

Personal OPSEC: Tips on Avoiding Identify Theft

Identity theft among military members occurs at a much higher rate than with their civilian counterparts. The reason for this elevated incident rate is partially due to the copious amounts of personnel documents generated and the frequency of deployments that take servicemembers’ focus away from personal business maintenance, such as monitoring their credit reports. There are three major ways to avoid identity theft: deterrence, detection and defense.

In order to deter identity theft, it is important to know where your sensitive information is kept. Thieves rummage through trash cans and check unsecured mailboxes for information that can link them to personal information. Therefore, it is important to check your mail regularly and shred sensitive documents before throwing them away. If you notice bank statements or other important documents missing, that could be a sign that your mail has been stolen. In addition, you should only give your social security number and other identifying information when legally required and through secured means. Also, it is best not to keep your SSN and passwords to accounts in your wallet or other easily obtainable locations.

Try to minimize the number of credit application submissions. Be a detective when it comes to Emails or other correspondence asking for personal information. Typically, thieves pose as bank employees or government officials to retrieve sensitive information. Use complex passwords for bank accounts and other online resources that contain your personal information – remember to change passwords routinely. This helps to avoid unauthorized access to your accounts.

In most cases, taking a proactive stance to prevent identity theft can be a highly effective defense; however, some incidents can occur that inadvertently lead to the unwanted release of information. Being vigilant and closely monitoring personal matters can help minimize most damage if a theft has occurred. It is a good idea to check your credit report at all three credit bureaus [TransUnion, Equifax and Experian], at least once a year. This can be done free of charge. If your budget allows, you can hire a commercial services that specialize in monitoring credit profiles and flagging suspicious activities.

According to Maj. Deric Prescott, active duty Staff Judge Advocate, a good idea for military members is to place a free “active duty alert” on their credit report while they are deployed. This prevents any new credit applications from being made.

If victimized by identity theft, members should immediately file a complaint with the Federal Trade Commission and local law enforcement officials. These agencies can provide specific remedies that limit liability if identity theft has occurred. Also, immediately contact your creditors to report the theft and start the process of undoing the damage caused by the thieves. Be sure to maintain documentation of all correspondence with credit agencies and financial institutions. Be diligent in reporting fraudulent charges or activity because the issues become more difficult to solve as time elapses. Stop by the March Legal office for more information regarding identity, handouts and attorney referrals. There are additional online resources are available at consumer.ftc.gov/topics/privacy-identity.




All of this week's top headlines to your email every Friday.


 
 

 
U.S. Air Force photo/Megan Crusher

‘The Spirit of Ronald Reagan’ gets nose art

U.S. Air Force photo/Megan Crusher Col. Russell Muncy, commander, 452nd Air Mobility Wing, March Air Reserve Base, California, and U.S. Congressman Ken Calvert, California’s 42nd district, unveil C-17 original nose art, creat...
 
 
AFN courtesy photo

Hollywood’s Oscar shout outs for U.S. military

AFN courtesy photo From left, Eric Gabriel, Army Maj. Rosy Poulos, Patrice “Rock” Grant, Air Force Staff Sgt. Rob Harden and Fabian Montgomery, American Forces Network employees, work the red carpet at the Oscars to provide...
 
 

452 AMW QUARTERLY AWARD WINNERS

2nd Lt. Jim Lambert, 452nd Aeromedical Evacuation Squadron Company Grade Officer of the Quarter Senior Airman Anahi Ledezma, 452nd Communications Squadron Airman of the Quarter Staff Sgt. Paul Bugar, 729th Airlift Squadron NCO of the Quarter Master Sgt. John R. Hershey Jr., 752nd Aircraft Maintenance Squadron SNCO of the Quarter
 

 
U.S. Air Force photo / Megan Crusher

March Field FES hosts Riverside County Chief’s Association meeting

U.S. Air Force photo / Megan Crusher Eliot M. Cooper (center), assistant fire chief and C. Christianson (left), assistant chief of training, give Patrick Reitz, fire chief, Idyllwild Fire Protection District, a tour of the Marc...
 
 
163rd Security Forces Squadron courtesy photo

March Airmen respond to helicopter crash

163rd Security Forces Squadron courtesy photo A UH-60 Blackhawk helicopter rests on its side at Ramona Airport, Ramona, California, Jan. 20, 2015, after crashing. Seven Airmen from the 163rd Reconnaissance Wing’s Security For...
 
 
Figure-2

Dietary supplements: How safe are they really?

Walk into a health food store today and you can be overwhelmed by shelves piled with dietary supplements. What’s going on? For the past ten years the popularity of dietary supplements has increased steadily. Supplements are a...
 




0 Comments


Be the first to comment!


Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>


Directory powered by Business Directory Plugin