JOINT BASE SAN ANTONIO-RANDOLPH, Texas — A public law that took effect in January repealed automatic enrollment in Family Service members Group Life Insurance for military members married to military members, but those Airmen may still elect the additional coverage, Air Force Personnel Center officials said today.
In the past, military married to military were automatically enrolled in FSGLI, and automatically incurred premium debts, whether they wanted the coverage or not. Now, members married to other uniformed service members who want the additional insurance coverage must elect it and complete required application forms.
The change does not affect member insurance coverage. All uniformed members are automatically enrolled in SGLI for $400,000, unless they choose less or no coverage, said Susie Parson, AFPC casualty affairs section.
“Rejecting coverage or electing less coverage must be done in writing, and this law has not changed that. Military members are still covered. What FSGLI does is allow members to pay for additional life insurance coverage on their military spouse – up to $100,000 depending on the member’s coverage,” she explained. “The spouse coverage cannot be more than the member has elected on him or herself, and can’t be more than $100,000.”
Members married to other members prior to January are still covered under the previous policy. Members who married after Jan. 2 are not automatically enrolled, but may see premiums coming out of their pay, Parson said.
“The finance and data programs aren’t synced and updated yet, but once the military personnel data system updates with the accounting and finance system, members who do not want the coverage will be reimbursed. Members need to know that premiums coming out of your pay do not mean your spouse has the additional coverage,” she explained. “If you got married after Jan. 2 and you want additional life insurance on your military spouse, you will have to elect it.”
The law and policy change does not affect FSGLI coverage on non-military spouses, Parson said. Non-military spouses are automatically covered unless the military sponsor declines the coverage in writing.
For more information about military and family benefits and other personnel issues, visit the myPers website at https://mypers.af.mil [ https://mypers.af.mil/ and search for article number “25004” or “FSGLI.”